Who are we?

Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of over 20,000 employees spanning over 100 countries.

Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden.

Why work at Howden?

We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed head-hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

The Role

We now have an exciting opportunity to join us on a permanent basis as an Associate Director within our Credit Risk Solutions team within Howden CAP. The position is based from our office in the City of London.

We are seeking a client focussed Associate Director with solid understanding and experience of originating and structuring LevFin transactions. You will act as a senior liaison between clients and insurers vis-à-vis credit risk insurance to ensure suitable cover, appropriate pricing and best in class insurance advice is received by our International banking clients. Risks/accounts assigned to the successful candidate will likely be high value, meaningful and sophisticated therefore experience/know-how of credit risk is vital. We will be able to teach the insurance piece.

People come to Howden for lots of different reasons, but they stay for the same one: our culture. That’s what sets us apart, and why we nurture and retain the best talent in the market. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

What you’ll do

• Review client documentation to ensure that the information presented is comprehensive/accurate to support the quoting process
• Collate and communicate client requirements to ensure appropriate marketing of, and insurance solution for, the risk
• Prepare or check market presentations
• Liaise with clients; advising, investigating and resolving queries ultimately resulting in becoming a trusted advisor
• Is aware of, and satisfies, territory, tax and legislation requirements
• Respond to market and third party queries as appropriate
• Produce high quality and compliant market documentation ensuring appropriate authorisations are secured
• Assist in the review of product wordings to ensure these are appropriate to the requirements of clients and territories
• Ensure up to date records are maintained at all times on the internal systems
• Is a ‘subject matter expert’ referral point for more junior members of the team, providing technical input and expertise to ensure that actions/decisions taken are appropriate

Who we’re looking for

• Knowledge of the credit market including an awareness of competitors, specific territory knowledge, cultural awareness with a focus on LevFin
• Relevant credit insurance experience is not necessary although evidently welcome
• Good understanding of the relevant regulatory environments and their requirements pertaining to risk transfer between banks and insurers
• Sound understanding of general and principles of banking
• Consistent record of supporting teams to deliver high levels of client service
• Some experience of training/mentoring more junior members of staff is desirable
• Willingness to undertaken business development as we look to increase our banking client base
• Willingness to travel at times, given our client base is truly international

What do we offer in return?

A career that you define.

Our business succeeds by allowing our people to make a mark in the areas they care about most: personal development, volunteering, and fundraising for charity, or creating new insurance products that address society’s greatest challenges.

And we know that separate home and work lives don't really exist. If you're happy and healthy at home, you're more likely to be happy and fulfilled at work – and vice versa. That's why we do our best to support our people in every aspect of their lives.

Diversity and Inclusion

At Howden we value diversity - there is no one Howden ‘personality type’. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new
• We support each other, in the small everyday moments and the bigger challenges
• We are determined to make a positive difference, at work and beyond

We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect – regardless of age, disability, race, religion or belief, gender, sexual orientation, marital status, or family circumstances.

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your

Recruitment Partner if you want to know more.

Our sustainability promise

We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.