Overview

We're looking for a strategic, commercially-minded leader to help shape the future of Business Banking at Monzo. As part of the leadership team, you'll define our long-term commercial vision and drive high-impact outcomes across our products and go-to-market strategies. You'll play a critical role in building and scaling products that bring the magic of Monzo to more businesses than ever before. This is a high-ownership, high-impact role, ideal for someone who thrives on solving complex problems, is fuelled by strategic thinking, and is comfortable operating in a fast-moving, often ambiguous environment.

You’ll play a key role by...

• Owning The Commercial Picture: driving our Business Banking planning and performance, from initial forecasting to supporting critical strategic decisions. Craft a clear commercial strategy across channels, products, and markets for Business Banking.
• Navigating Our Strategic Course: monitoring the effectiveness of initiatives and financial performance, using data to adapt strategies and stay on the right track.
• Defining Our Business Banking Strategic & Commercial Future: partnering closely with counterparts in Business Banking and across Monzo to shape the long-term product strategy with commercial input, including:
  - Developing compelling business cases for product expansion and distribution initiatives.
  - Crafting pricing strategies and business models for our products.
  - Making key build/partner decisions for vital product lines and features.
  - Presenting and gaining alignment on our strategy at senior forums (including ExCo and the Board).
  - Supporting sales and partnerships-led initiatives to accelerate growth.
• Taking ideas from zero to one: owning the initial phases of new product and commercial initiatives.

• Extensive Commercial Leadership Experience: a strong track record of defining and delivering commercial success for a business line and evaluating new ideas. substantial experience in a high-growth startup/scale-up with P&L accountability, owning commercial and strategic decisions (e.g., leading a product line and growing it).
• Strategic Acumen: a deeply strategic mind, capable of seeing the bigger picture, thinking in systems, and anticipating future trends.
• Exceptional Problem-Solving Skills: a capability to solve complex problems with analytical rigor, commercial viability, and execution certainty.
• Adaptability & Ownership: a self-starter who thrives in ambiguity, navigates complex, rapidly evolving environments, and is driven by impact and ownership.
• Collaboration & Influencing Without Authority: the ability to connect dots across the business, foster collaboration, and drive decisions without formal authority.
• Industry Expertise: experience building and growing business products or building financial and software products in a high-growth company.
• Humility and enthusiasm for Monzo’s mission.

About Monzo — London

We’re on a mission to make money work for everyone. We’re simplifying traditional banking and expanding beyond, with products including personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account, and credit cards in the UK, plus money management features. Our hot coral cards, get-paid-early feature, financial education on social media, and award-winning customer service create magical moments for our customers. We’re not about selling products—we aim to solve problems and change lives through Monzo.

Location: London

Salary & Application

Salary: £150,000 - £207,000 + Benefits

Hear from the team to learn more about working with us.

About Business Banking at Monzo

Since its launch four years ago, Monzo Business Banking has delivered the best of Monzo to small businesses, providing everyday banking essentials, time-saving tools, and our signature money management features. It is an award-winning service empowering over 600,000 businesses in the UK. In October, we opened opportunities for larger small businesses, advancing our mission to make money work for businesses.

£150,000-£207,000 share options. We’ll help you relocate to the UK and can sponsor visas. We offer flexible working hours, a 1,000 learning budget per year, and support for home working for remote employees. Benefits include equipment, remote-work support, and more. The full list of benefits is available.

The application journey has 4 key steps.