About the role

We are hiring a Treasury Director to lead NIUM’s cash management and safeguarding operations globally. This is a critical senior hire with full ownership of safeguarding responsibilities across our regulated entities. The successful candidate will be based in London and will be accountable for ensuring regulatory compliance, effective liquidity oversight, and execution of NIUM’s treasury framework.

This role will work cross-functionally with Finance, Compliance, Legal, and Product teams and serve as a key point of contact for regulatory and audit engagements related to safeguarding.

Safeguarding (Primary Accountability)

• Serve as the accountable safeguarding owner across all NIUM entities where applicable.
• Maintain and continuously update the safeguarding policy and procedures in compliance with FCA, EEA, MAS, and other relevant regulations as NIUM’s entities and licences grow.
• Oversee daily safeguarding reconciliations, asset segregation, and safeguarding fund optimisation.
• Ensure readiness for audits, inspections, and regulatory reporting on safeguarded funds.
• Work with Legal/Compliance to assess and implement permissible safeguarding investment options.
• Work with Product and Engineering teams to deliver technical capabilities and reduce operational risk.

Cash Management

• Oversee daily cash positions across multiple currencies and corridors.
• Implement and manage short-term liquidity forecasts and funding needs for operational and safeguarded flows.
• Support pre-funding frameworks, including risk-based allocation models across customers and corridors.
• Optimise NIUM’s own-fund usage and liquidity buffers while maintaining regulatory compliance.

Treasury Operations & Governance

• Maintain robust treasury policies, SOPs, and internal control frameworks
• Lead operational excellence in banking infrastructure, payment rail access, and account setup
• Actively manage bank relationships and monitor key treasury SLAs
• Collaborate on system upgrades and treasury automation opportunities

Reporting & Risk Monitoring

• Deliver timely and accurate reports on cash positions, safeguarding levels, liquidity coverage, and reconciliation status.
• Support Board/Committee updates on safeguarding health and risk metrics.
• Work with Finance to support statutory audit requests and treasury-related disclosures.

Requirements

• 10 years in a treasury, finance, or risk role, preferably within a regulated EMI, fintech, bank, or payments company.
• Hands-on experience with safeguarding frameworks under FCA, MAS, or EU rules.
• Strong working knowledge of multi-currency operations, liquidity planning, and banking operations.
• Exposure to audits, regulatory reviews, or interaction with financial supervisors is a plus.
• Strong financial acumen with advanced Excel and treasury tool proficiency.
• Clear communicator with ability to influence across functions.
• Highly organised with strong documentation, reconciliation, and controls mindset.
• Able to operate independently with full ownership and accountability.

What we offer at Nium

We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.

We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shutdown. We also provide a flexible working hybrid environment (3 days per week in the office).

We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.

We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!

We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.

For more detailed region specific benefits: www.nium.com/careers#careers-perks

For more information visit www.nium.com

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