Director - Treasury – Cash Management & Safeguarding

Nium is the leading global infrastructure for real-time cross-border payments. We deliver the global payments infrastructure of tomorrow, today, enabling banks, fintechs, and global businesses to move money instantly, everywhere.

Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we operate at scale and are growing rapidly. This role is based in London and is a critical senior hire with full ownership of safeguarding responsibilities across our regulated entities, accountable for regulatory compliance, liquidity oversight, and execution of NIUM's treasury framework. This role works cross-functionally with Finance, Compliance, Legal, and Product teams and serves as a key contact for regulatory and audit engagements related to safeguarding.

Responsibilities

Safeguarding (Primary Accountability)

• Serve as the accountable safeguarding owner across all NIUM entities where applicable
• Maintain and update safeguarding policy and procedures in compliance with FCA, EEA, MAS, and other relevant regulations as NIUM’s entities and licences grow
• Oversee daily safeguarding reconciliations, asset segregation, and safeguarding fund optimisation
• Ensure readiness for audits, inspections, and regulatory reporting on safeguarded funds
• Work with Legal/Compliance to assess and implement permissible safeguarding investment options
• Collaborate with Product and Engineering to deliver technical capabilities and reduce operational risk

Cash Management

• Oversee daily cash positions across multiple currencies and corridors
• Implement and manage short-term liquidity forecasts and funding needs for operational and safeguarded flows
• Support pre-funding frameworks, including risk-based allocation models across customers and corridors
• Optimise own-fund usage and liquidity buffers while maintaining regulatory compliance

Treasury Operations & Governance

• Maintain robust treasury policies, SOPs, and internal control frameworks
• Lead operational excellence in banking infrastructure, payment rail access, and account setup
• Actively manage bank relationships and monitor treasury SLAs
• Collaborate on system upgrades and treasury automation opportunities

Reporting & Risk Monitoring

• Deliver timely and accurate reports on cash positions, safeguarding levels, liquidity coverage, and reconciliation status
• Support Board/Committee updates on safeguarding health and risk metrics
• Assist with statutory audit requests and treasury-related disclosures in collaboration with Finance

Requirements

• 10 years in a treasury, finance, or risk role, preferably within a regulated EMI, fintech, bank, or payments company
• Hands-on experience with safeguarding frameworks under FCA, MAS, or EU rules
• Strong working knowledge of multi-currency operations, liquidity planning, and banking operations
• Exposure to audits, regulatory reviews, or interaction with financial supervisors is a plus
• Strong financial acumen with advanced Excel and treasury tool proficiency
• Clear communicator with ability to influence across functions
• Highly organised with strong documentation, reconciliation, and controls mindset
• Able to operate independently with full ownership and accountability

What we offer at NIUM

We Value Performance: Through competitive salaries, performance bonuses, equity for specific roles, and recognition programs, we reward and incentivize our employees.

We Care for Our Employees: Medical coverage, 24/7 employee assistance, generous vacation including year-end shutdown, and a flexible hybrid work environment (3 days in office).

We Upskill Ourselves: Role-specific training, internal workshops, and a learning stipend.

We Celebrate Together: Company-wide social events, team bonding activities, happy hours, and team offsites.

We Thrive with Diversity: NIUM is a global company with 33 nationalities, 18+ countries, and more than 10 offices; we are an equal opportunity employer.

For more detailed region-specific benefits: https://www.nium.com/careers#careers-perks

For more information visit www.nium.com

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